About Dan Campanella
Professional South Florida Mortgage Services
When it comes to navigating the complex world of mortgages, finding a reliable mortgage banker who understands your unique needs is crucial. In Broward County, Florida there’s one name that stands out among the rest… Dan Campanella. With his extensive experience and unwavering commitment to customer satisfaction, Dan is the go-to expert for first-time homebuyers, move-up or downsizing buyers, conforming, jumbo, super jumbo, conventional, FHA, VA, physician mortgages, Dentist mortgages, Attorney mortgages, CPA mortgages, asset liquidity mortgages, foreign nationals mortgages, bridge loans, lot loans, construction perm financing, primary residences, second homes, investment properties, and more. Clients love Dan’s expertise, dedication, and access to the best interest rates and tailored financing solutions. He will guide you through the mortgage financing process, regardless of whether you’re a first-time homebuyer or an experienced investor.
Serving South Florida and All 50 States
While Dan Campanella’s office is located in Broward County, Florida, his expertise extends beyond its borders. Whether you’re looking to buy or refinance a property in Broward, Palm Beach, Miami-Dade Counties, or any other part of Florida, Dan can provide personalized mortgage solutions tailored to your specific location and circumstances. His knowledge of the south Florida market includes the expertise to navigate the complex condo market this area faces. His ability to lend in all 50 states further ensures that he can assist you regardless of your desired property location.
A Streamlined Mortgage Financing Process
Securing a mortgage can be a complex and overwhelming process, especially for first-time homebuyers. With Dan Campanella by your side, you can rest assured that you’ll receive expert guidance at every stage.
Initial Consultation – Start by scheduling a call with Dan Campanella to discuss your homeownership goals and financial situation.
Pre-Approval – Obtain a pre-approval letter to understand the loan amount you qualify for, enhancing your buying power and confidence during the house hunting process.
Loan Application – Complete the necessary paperwork, providing documentation to support your income, assets, and credit history, ensuring a smooth application process.
House Shopping – In this competitive real estate market, Dan will leverage his extensive network and knowledge to aide your real estate agent in getting your offer accepted.
Underwriting and Approval – Once your application is submitted, the lender will review your information and make a decision, with Dan advocating for your best interests throughout the process.
Closing the Deal – Dan will coordinate with all parties involved, including real estate agents, attorneys, and title companies, to ensure a seamless and efficient closing process, helping you achieve your homeownership dreams.
All Property Types
Dan specializes in offering a wide range of mortgage services, catering to various property types. Whether you’re looking to finance a single-family home, a condominium, a complex condo, a townhome, or a multi-family property, Dan has the expertise to assist you. He understands the unique financing requirements and challenges associated with each property type.
First Time Homebuyers
For first-time homebuyers, the process of purchasing a home can be both exciting and daunting. Dan is committed to helping first-time buyers navigate the mortgage landscape with ease. From educating you about down payment assistance programs and first-time buyer incentives to securing competitive interest rates, Dan will guide you step-by-step, making your dreams a reality.
Various Banking Solutions
As a trusted mortgage banker, Dan Campanella is not only equipped to handle your mortgage financing needs but can also assist you with a variety of banking needs. Whether you require refinancing options, access to home equity for renovations or debt consolidation, or financing for investment properties, Dan can provide tailored solutions to meet your specific requirements.
Dan Can Help You With...
Residential Mortgages
Liqudity Loans
Solutions by Occupation
Dan Campanella
Mortgage Consultant
Proven Experience and Outstanding Service
Dan provides clients with years of proven experience and an abundance of financing options for their mortgages. His common sense approach and devotion to customer service is what sets him apart in the highly competitive mortgage industry. Dan prides himself on consistently delivering “referable services” to his clients, referral sources, and partners.
How Best To Use Your Assets to Maximize Your Buying Power
What is a Conventional Mortgage?
Some Frequently Asked Mortgage Questions...
How do you qualify for a loan?
The idea of meeting with a lender can be intimidating, especially if you’re buying your first home. After all, this is probably the biggest purchase you’ll ever make!
Take a deep breath and relax—you don’t have to be stressed. Think of your first meeting with a lender as a get-to-know-you session. They’ll simply want to learn a few basics about you and your financial situation.
Then comes the paperwork! Once your loan process gets started, be prepared to provide proof of:
- Where you work
- Your income
- Any debt you have
- Your assets
- How much you plan to put down on your home
A good lender will clearly explain your mortgage options and answer all your questions so you feel confident in your decision.
What’s the difference between being prequalified and preapproved?
A quick conversation with your lender about your income, assets and down payment is all it takes to get prequalified. But if you want to get preapproved, your lender will need to verify your financial information and submit your loan for preliminary underwriting. A preapproval takes a little more time and documentation, but it also carries a lot more weight.
A preapproval takes a little more time and documentation, but it also carries a lot more weight.
Which is better? Think of prequalification as an initial step and preapproval as the green light signaling that you’re ready to start your home search. When sellers review your offer, a preapproval means you’re a serious buyer whose lender has already started the loan process.
How do interest rates affect your mortgage?
High interest rates bring higher monthly payments and increase the overall interest you’ll pay over the life of your loan. A low interest rate saves you money in both the short and long term.
Of course, just like you can’t time the stock market, it’s nearly impossible to time your home purchase with the best interest rates. The past five years have held some of the most affordable interest rates ever, according to the Federal Home Loan Mortgage Corporation, and their recent forecast predicts the trend will continue.1
It may be hard to time your home purchase with the best interest rates, but there are things you can do to get a lower rate. For example, a benefit of the 15-year, fixed mortgage is that it has a lower interest rate than a 30-year, fixed mortgage. Sometimes a bigger down payment can also help you get a better interest rate.
The money you pay in interest doesn’t ever go toward paying off the principal balance of your home. That’s why it’s a smart move to get a low interest rate on your mortgage and then pay off your house as quickly as you can.