Karla’s situation was unique as she was transitioning her career from being a W2 tax advisor to being a full time self-employed CPA. As the transition was a few years in the making, she had multiple years of self-employed income however the income in the most recent year had ratcheted up and in previous years she was also receiving W2 income from the tax preparation job that she no longer had. Conventional guidelines would require a lender to average the most recent 2 years of business income – without taking into consideration the previous W2 income, had we done this she would have not qualified. Being a portfolio lender we were able to leverage the new relationship that we have established and averaged her complete 2 year income history – thus qualifying her.
Dan provides clients with years of proven experience and an abundance of financing options for their mortgages. His common sense approach and devotion to customer service is what sets him apart in the highly competitive mortgage industry. Dan prides himself on consistently delivering “referable services” to his clients, referral sources, and partners.